Terms and Conditions of Use

End users must agree to all of the following Terms and Conditions in order to use @Backgrounds’ web-based screening software and services, including services accessed through www.atbackgrounds.com (The Site). By accessing and using The Site, you agree to our Terms and Conditions of use.

@Backgrounds, a dba of G&M Hire Enterprises, LLC, provides access to candidate screening software and services to end users which may include employers, landlords and volunteer organizations so long as there is a permissible purpose as defined in 15 U.S. Code § 1681b - Permissible purposes of consumer reports and only with the written consent of the candidate. End user also agrees to certify and state the permissible purposes for which the information is sought, and certify the information will be used for no other purpose each time a report is ordered. It is the responsibility of the end user to obtain written consent form every candidate prior to ordering a consumer report.

FCRA Compliance
I hereby agree to comply with the provisions of the Federal Fair Credit Reporting Act (15 U.S. Code § 16810) and to only request consumer report information for the sole purpose of determining my prospective candidate's employment or credit worthiness and identity. I agree I will receive from the candidate their signed consent and I understand that I must keep it on file for a period of no shorter than 6 years. I shall hold in the strictest confidence all information received and will abide by the Access Security Requirements.

FCRA Guidelines
Federal Fair Credit Reporting Act (FCRA - 15 U.S.C. 1681 ET SEQ) - Although the FCRA primarily regulates the operations of consumer credit report agencies, it also affects you as the user of information. We suggest you and your employees become familiar with the following sections in particular:
§604. Permissible Purposes of Reports
§615. Conditions of Disclosures to Consumers
§616. Requirements on Users of Consumer Reports
§617. Civil Liability for Willful Noncompliance
§619. Civil Liability for Negligent Noncompliance
§620. Obtaining Information under False Pretenses
§623. Unauthorized Disclosures by Officer or Employee

State Guidelines
Some States have specific disclaimer and disclosure guidelines that must be followed. You agree to follow any state guidelines specific to your situation.

As Is – No Warranty
I understand information supplied by The Site's is provided "as is" "where is" and @Backgrounds makes no warranties, express or implied, as to the merchantability, fitness for a particular use or purpose, title, non-infringement or any other warranty, condition, guaranty, or representation, whether oral, in writing, or in electronic form, including but not limited to the accuracy, completeness, or timeliness of any information contained herein or provided by The Site. I understand records and other information obtained through The Site are compiled from public records sources, including but not limited to state, local, and federal government records repositories and may not be 100% complete or accurate.

Payment
I agree if I have provided The Site with credit card or billing information, that by submitting an order online through www.atbackgrounds.com I am authorizing charges to that credit card or to my account. I understand charges are non-refundable. Further, I understand I am paying @Backgrounds to perform a search on an individual, based on information I provide. I agree to pay for reports ordered based on my queries even if no records are found, or if I enter incorrect information.

Refund Policy
I understand and agree once an order is placed through The Site, there are no refunds.

Indemnification
I agree to indemnity and hold harmless @Backgrounds and its officers, directors and employees for any claim for damages resulting from information derived from searches I performed on The Site. I agree @Backgrounds is not liable for any monetary damages resulting from information derived from searches on The Site. I understand @Backgrounds data comes from public records, and that @Backgrounds cannot guarantee all information is completely up-to-date. Each jurisdiction provides updated information at different intervals (monthly, quarterly, etc.), and some jurisdictions do not provide updated information or do not provide information about all types of offenses. I also understand many factors affect what shows up in a criminal records search. For example: a) only convictions show up in @Backgrounds’ searches (not arrests), b) a criminal record may have been expunged or sealed but the record not updated, c) a criminal offense may have been filed under a different name or date of birth, d) errors are sometimes made by the jurisdiction in recording or reporting information.

Damages
I understand and agree that my use of The Site is entirely at my sole risk. @Backgrounds will not be responsible to me or any third parties for any direct or indirect, consequential, special, or punitive damages or losses I may incur in connection with its system, my use thereof, or any of the data or other materials transmitted through or residing on its system, regardless of the type of claim or the nature of the cause of action, even if @Backgrounds has advised of the possibility of such damage or loss.

Prohibited Uses
I certify I am not using this information for a bail bond company, credit repair company (including credit counseling and credit clinics), investigative company (including private investigators and detective agencies), attorney or paralegal firm, news agency or journalist, law enforcement personnel, dating service, asset location service; I have never been involved in and further agree never to use the information on this website to commit credit fraud, identity theft or other unethical business practices; and that the business operation for which this application is being made is one that is within both federal laws and the laws of the state in which I reside. I understand it is my personal responsibility to know these laws and any changes made to them. I further agree not to resell the information or transmit to any third parties except the subject of the report.

@Backgrounds Corporate Headquarters

27720 Jefferson Avenue #130, Temecula, CA 92590
Phone: 855-776-7524
email: contact@atbackgrounds.com